Health Insurance

People and Culture Employee Resources Benefits Benefits Offered

Benefits-eligible employees are eligible to sign up for health insurance coverage. Bethel's health insurance plan is administered by Blue Cross Blue Shield of Minnesota with Coupe Health. The cost of the coverage is shared by both Bethel and the employee. 

Plan options

Employees have two plans to choose from:

  1. Preferred Provider Organization Plan (PPO)
  2. High Deductible Health Plan (HDHP) with a Health Savings Account (HSA)

PPO monthly health premiums for 2025

 Coverage level

 Employee pays

 Bethel pays

 Total premium

 Single

$292.68

 $672.55

$965.23

 Single+1

 $613.44

 $1,416.98

$2,030.42

 Family

$950.40

$2,193.31

 $3,143.71

HDHP with an HSA monthly health premiums for 2025

 Coverage level

 Employee pays

 Bethel pays

 Total premium

 Single

$197.64

 $671.07

$868.71

 Single+1

 $415.80

 $1,411.58

$1,827.38

 Family

$641.52

$2,187.81

 $2,829.33

 HSA

 Coverage level

 Bethel contributes

 Single

 $500

 Single+1

 $750

 Family

 $1,000

*Only applicable with the HDHP

Health plan documents for 2025

Connect with your health valet

Phone: 833.749.1969
Service hours are Monday-Friday 8 a.m.-8 p.m. (CST)

Review the Health Valet overview (pdf) for more information.

Provider search and tiering

Total Care Option (TCO)

Bethel University is proud to offer TCO, offered through Healia, a unique health benefit that covers up to $6,000 of your healthcare costs when you enroll in your spouse’s health insurance plan. To sign up for an account, you just need the ID number on your insurance card.