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Health Insurance

People and Culture Employee Resources Benefits Benefits Offered

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People and Culture

Benefits-eligible employees are eligible to receive health insurance coverage beginning the first day of employment. The cost of the coverage is shared by both Bethel and the employee. Employees have the option to choose whether premiums come out of their paycheck pre-tax or post-tax.

Bethel's health insurance provider

HealthPartners
Member service numbers:
  • 952.883.5000
  • 800.883.2177

Plan options for 2024

Employees have two plan options:

  1. Preferred Provider Organization(PPO) plan
  2. High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) plan 

PPO plan monthly health premiums for 2024

Coverage level

Employee pays

Bethel pays

Total premium
Single $271.00  $622.97 $893.97
Single+1 $568.00 $1,312.02 $1,880.02
Family $880.00  $2,030.84 $2,910.84

HDHP with HSA monthly health premiums for 2024

Coverage level

Employee pays

Bethel pays

Total premium
Single $183.00  $621.58 $804.58
Single+1 $385.00 $1,307.02 $1,692.02
Family $594.00 $2,025.75 $2,619.75

HSA

Coverage level

Bethel contributes
Single $500
Single+1 $750
Family $1,000

Health plan documents

HealthPartners programs

HealthPartners online account

What can you do through your HealthPartners online account?

  • Access and print Your member ID/insurance cards
  • Manage your plan
    • See your benefits and specific plan information
    • Check your plan balances, including your deductible and out-of-pocket maximum
    • Compare prices on prescription drugs at nearby pharmacies
    • View your claims and explanations of benefits (EOBs)
    • Manage your health care costs and plan for future expenses
  • Find Care
    • Search for a doctor or treatment, and get an estimate based on your plan, benefits, and deductible
    • Compare doctors side-by-side
  • Find a Form
    • Make an authorization or fill out another kind of request

Download the HealthPartners mobile app

Manage your health care at any time with the HealthPartners mobile app. Download from the AppStore or get it on Google Play.

Health coverage options for 2025

Benefits-eligible employees are eligible to sign up for health insurance coverage. Bethel's health insurance plan is administered by Blue Cross Blue Shield of Minnesota with Coupe Health. The cost of the coverage is shared by both Bethel and the employee. 

Plan options

Employees have two plans to choose from:

  1. Preferred Provider Organization Plan (PPO)
  2. High Deductible Health Plan (HDHP) with a Health Savings Account (HSA)

PPO monthly health premiums for 2025

 Coverage level

 Employee pays

 Bethel pays

 Total premium

 Single

$292.68

 $672.55

$965.23

 Single+1

 $613.44

 $1,416.98

$2,030.42

 Family

$950.40

$2,193.31

 $3,143.71

HDHP with an HSA monthly health premiums for 2025

 Coverage level

 Employee pays

 Bethel pays

 Total premium

 Single

$197.64

 $671.07

$868.71

 Single+1

 $415.80

 $1,411.58

$1,827.38

 Family

$641.52

$2,187.81

 $2,829.33

 HSA

 Coverage level

 Bethel contributes

 Single

 $500

 Single+1

 $750

 Family

 $1,000

*Only applicable with the HDHP

Health plan documents for 2025

Connect with your health valet

Phone: 833.749.1969
Service hours are Monday-Friday 8 a.m.-8 p.m. (CST)

Review the Health Valet Overview (pdf) for more information.

Provider search and tiering

Total Care Option (TCO)

Bethel University is proud to offer TCO, offered through Healia, a unique health benefit that covers up to $6,000 of your healthcare costs when you enroll in your spouse’s health insurance plan. To sign up for an account, you just need the ID number on your insurance card.